Today, more and more young drivers are tempted to drive without being perfectly side rule insurance. A temptation that can be very expensive ...
True, the phenomenon is increasingly common: young people who drive without being insured ... And it's consequences. If you are young driver attention to the attitude you adopt about insurance. Of course, for you, the obligation to make sure it is the certainty of spending money without any consideration in the lives of every day.
It is true that the insurance: it is primarily the payment of an annual bonus ...
Yes. But this negative image of the insurers should not lead you to make dangerous choices. As not sure at all. This guy, well ... of forgetting is much more than just a breach of traffic laws: it is considered a crime. That is to say that lack of insurance leads you directly to court. With the final excessively heavy fines - up to 3 750 €.
And especially huge complications if you are involved in an accident?
Yes. No damage you will not be refunded. And things take a dramatic turn when, without legal cover, you find fault in an accident. In this case, all charges will be borne by you - including any disability compensation to pay if you hurt someone. This can continue for decades.
If the car follows the young parents do not need a specific insurance in these cases?
Warning: driving a car the parents, without prior notification to the insurer, this may not be possible. Some companies - notably mutuals - automatically accept the use of the family car for young license holders. But this is not true for all insurers, far away. Especially, read out the contract which has been established, if necessary, pass a phone call to your company. Because in many cases, conduct, even occasionally, the family car by a young licensee, is conditional: it must be reported to the insurer.
Insurer who then demand a "premium" .. ?
Yes. It considers the case when there is increased risk when the car is assigned to an inexperienced driver. And it goes even further: some high-performance models can be completely denied to a younger, including a pipe occasionally. These use restrictions are prolonged until the licensee is considered 'young driver', that is to say, until 2 years after obtaining the pink card
True, the phenomenon is increasingly common: young people who drive without being insured ... And it's consequences. If you are young driver attention to the attitude you adopt about insurance. Of course, for you, the obligation to make sure it is the certainty of spending money without any consideration in the lives of every day.
It is true that the insurance: it is primarily the payment of an annual bonus ...
Yes. But this negative image of the insurers should not lead you to make dangerous choices. As not sure at all. This guy, well ... of forgetting is much more than just a breach of traffic laws: it is considered a crime. That is to say that lack of insurance leads you directly to court. With the final excessively heavy fines - up to 3 750 €.
And especially huge complications if you are involved in an accident?
Yes. No damage you will not be refunded. And things take a dramatic turn when, without legal cover, you find fault in an accident. In this case, all charges will be borne by you - including any disability compensation to pay if you hurt someone. This can continue for decades.
If the car follows the young parents do not need a specific insurance in these cases?
Warning: driving a car the parents, without prior notification to the insurer, this may not be possible. Some companies - notably mutuals - automatically accept the use of the family car for young license holders. But this is not true for all insurers, far away. Especially, read out the contract which has been established, if necessary, pass a phone call to your company. Because in many cases, conduct, even occasionally, the family car by a young licensee, is conditional: it must be reported to the insurer.
Insurer who then demand a "premium" .. ?
Yes. It considers the case when there is increased risk when the car is assigned to an inexperienced driver. And it goes even further: some high-performance models can be completely denied to a younger, including a pipe occasionally. These use restrictions are prolonged until the licensee is considered 'young driver', that is to say, until 2 years after obtaining the pink card
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